Credit Analyst

Job Title: Credit Analyst
Location: Nashville, TN
Duration: 6+ Months (Possible Extension)

Job Summary:
The Credit Analyst will evaluate and analyze financial information to assess the creditworthiness of individuals or companies. This role involves reviewing credit reports, financial statements, and other relevant data to make informed recommendations regarding credit limits and terms. The Credit Analyst will collaborate with other departments to ensure accurate and timely credit decisions and provide insights into managing risk and support financial stability. The Credit Analyst s expertise will contribute to maintaining a balanced and healthy credit portfolio, supporting the organization s financial goals and media-related ventures.

Responsibilities:

• Partner with Data Governance providing direction on Customer Set ups
• Serve as back up for Customer set ups
• Review Credit Applications from Clients applying for credit and initiate credit cases in SAP
• Perform credit investigations and offer credit limit recommendations
• Prepare payment trend reports
• Monitor deals in the sales system by lifting with replacing holds
• Monitor accounts & review clients for credit review
• Send accounts to third party collection agencies
• Work & Monitor accounts sent to Collection Agencies or Legal Team
• Conduct resolution on various Credit/AR related issues
• Build up customers in the customer master database
• Complete payment reference requests from outside parties
• Participate in the twice monthly bankruptcy council call
• Serve as backup to the senior credit manager & Senior Analyst as needed
• Assist the collection team on collection issues son a daily basis
• Maintain SharePoint website
• Set up credit files and send applications to outside payment vetting service
• Update SOP as necessary
• Owner of Customer form-making updates & revisions
• Highlight any Continuous Improvement opportunities and processes
• Support monthly bad debt calls
• Communicate to stakeholders on credit process changes
• Provide guidance/training to on credit processes to ensure aligned to Global Credit Policy

Requirements - Knowledge, Skills & Abilities:

• Bachelor s degree in finance or business
• 1-2 years credit or related experience
• Prior experience in finance, financial analysis or related preferred
• Prior experience in advertising or media buying preferred
• Strong knowledge of Microsoft Excel (intermediate to advanced)
• Experience with ERP system, SAP & Oracle E1 a plus
• Experience in Media Industry a plus
• Experience in a multi-location company
• Experience in Credit Risk Management a plus
• Strong communication skills - oral, written, interpersonal
• Strong language skills (English)
• Ability to think outside of the box, quickly and be a self-starter
• Flexibility with work schedule
• Team oriented person who can focus on details and follow up
• Ability to operate in a fast paced environment
• Demonstrated excellent organizational skills and the ability to prioritize and multitask
• Demonstrated strong interpersonal skills with the ability to build and maintain positive working relationships with internal and external customer s
• Ability to act with integrity

Key Competencies Required:

• Communication Skills
• Customer Service Skills
• Organizational Skills

Key Contacts/Interactions:

• Sales Management Team
• Finance Team
• Accounting Team
• Disbursement Team
• Collections Team
• Billing team
• Cash Application Team