Credit Analyst

Job Title: Credit Analyst
Location: Nashville, TN (Wednesday Onsite)
Duration: 9 Months Contract

Job Summary:
The Credit Analyst will evaluate and analyse financial information to assess the creditworthiness of individuals or companies. This role involves reviewing credit reports, financial statements, and other relevant data to make informed recommendations regarding credit limits and terms. The Credit Analyst will collaborate with other departments to ensure accurate and timely credit decisions and provide insights to manage risk and support financial stability. The Credit Analyst s expertise will contribute to maintaining a balanced and healthy credit portfolio, supporting the organization s financial goals and media-related ventures.

Responsibilities:
Partner with Data Governance providing direction on Customer Set ups
Serve as back up for Customer set ups
Review Credit Applications from Clients applying for credit and initiate credit cases in SAP
Perform credit investigations and offer credit limit recommendations
Prepare payment trend reports
Monitor deals in the sales system by lifting with replacing holds
Monitor accounts & review clients for credit review
Send accounts to third party collection agencies
Work & Monitor accounts sent to Collection Agencies or Legal Team
conduct resolution on various Credit/AR related issues
Build up customers in the customer master database
Complete payment reference requests from outside parties
Participate in the twice monthly bankruptcy council call
Serve as backup to the senior credit manager & Senior Analyst as needed
Assist the collection team on collection issues son a daily basis
Maintain SharePoint website
Set up credit files and send applications to outside payment vetting service
Update SOP as necessary
Owner of Customer form-making updates & revisions
Highlight any Continuous Improvement opportunities and processes
Support monthly bad debt calls
Communicate to stakeholders on credit process changes
Provide guidance/training to on credit processes to ensure aligned to Global Credit Policy

Requirements Knowledge, Skills & Abilities:
Bachelor s degree in finance or business
1-2 years credit or related experience
Prior experience in finance, financial analysis or related preferred
Prior experience in advertising or media buying preferred
Strong knowledge of Microsoft Excel (intermediate to advanced)
Experience with ERP system, SAP & Oracle E1 a plus
Experience in Media Industry a plus
Experience in a multi-location company
Experience in Credit Risk Management a plus
Strong communication skills - oral, written, interpersonal
Strong language skills (English)
Ability to think outside of the box, quickly and be a self-starter
Flexibility with work schedule
Team oriented person who can focus on details and follow up
Ability to operate in a fast-paced environment
Demonstrated excellent organizational skills and the ability to prioritize and multitask
Demonstrated strong interpersonal skills with the ability to build and maintain positive working relationships with internal and external customers
Ability to act with integrity

Key Competencies Required:
Communication Skills
Customer Service Skills
Organizational Skills

Key Contacts/Interactions:
Sales Management Team
Finance Team
Accounting Team
Disbursement Team
Collections Team
Billing team
Cash Application Team